Cliff O'Conner

United State IRS form 5500-EZ in close up

Filing Form 5500-EZ for Your Self-Employed 401(k) Plan

Filing Form 5500-EZ for your Self-Employed 401(k) Plan There’s good news if you’re a solo entrepreneur or self-employed individual and want to enjoy the benefits of a 401(k) retirement plan: Congress has created a special type of 401(k) plan just for you. Known as a Self-Employed 401(k) or a solo 401(k), this plan is similar […]

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Business people looking at charts, representing Investing in private debt.

Investing in Private Debt

For some investors, traditional asset categories of stocks, bonds and cash equivalents aren’t enough to ensure a well-diversified portfolio. These individuals may want to consider turning to alternative assets in the private market space. These are investments that don’t fall into one of the three traditional asset categories. Some of the most common alternative assets […]

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Empty Strip Mall representing a Private Real Estate Investing opportunity

How to Invest in Private Real Estate

For some investors, the traditional asset categories of stocks, bonds and cash equivalents aren’t enough to ensure a well-diversified portfolio. In such cases, these individuals may want to consider turning to alternative assets in the private market space. Common alternative assets include private equity, private debt, private real estate and hedge funds. Because high-net worth […]

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Black folder with Hedge Fund written across the top

Hedge Funds 101: Investing in a Hedge Fund

For some investors, in order to ensure a well-diversified portfolio, the traditional asset categories of stocks, bonds and cash equivalents aren’t enough. In these instances, investors may want to consider turning to alternative assets in the private market space. These are investments that don’t fall into one of the three traditional asset categories. Some of […]

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Sheet of paper with "Private Placement Memorandum" printed across the top, representing an investment in private equity

Pros and Cons of Private Equity Investing

For some investors, the traditional asset categories of stocks, bonds and cash equivalents aren’t enough to ensure a well-diversified portfolio. When this occurs, individuals may want to consider turning to alternative assets in the private market space. These are investments that don’t fall into one of the three traditional asset categories. Some of the most […]

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Picture of a black SEP-IRA booklet on a desktop

Simple Employee Pension (SEP) IRA – 2022

The majority of retirement savings among Americans today comes from employer-sponsored retirement plans. However, four out of 10 full-time employees in the U.S. don’t have access to a retirement plan where they work.* The main reasons for this are that their employers believe it’s too expensive to set up a retirement plan and they don’t […]

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Craftswoman with tablet computer ; representing a small business owner with a Solo 401k

Self-Employed (Solo) 401(k): A Retirement Plan Option for Solo Entrepreneurs

Solo 401(k)s are specially designed for small businesses with no employees, including solo entrepreneurs and the self-employed. Here’s everything you need to know to determine if a Solo 401(k) is the right retirement plan for you and your business. Since they were first introduced in the early 1980s, 401(k) plans have become the most popular […]

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young business people sitting at a conference table; representing small business using SIMPLE IRA

Savings Incentive Match Plan for Employees (SIMPLE IRA) – 2022

Lots of small business owners want to help their employees save for a financially secure retirement by offering them a retirement plan. However, the cost and complexity of most plans, including the popular 401(k) plan, dissuade many from doing so. This is one reason why more than 40% of full-time employees in the United States […]

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Business people meeting representing Succession Planning for Family Owned Business

Family Business Succession Planning: How to Get Started

Does your family-owned business have a succession plan in place? If you don’t, you aren’t alone. Despite family firms making up 90% of all business enterprises in the U.S., 47% of owners who want to retire in the next five years say they don’t have a successor.

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2 businessman meeting

Succession Planning for Small Businesses

Succession planning is one of those things that many owners know is important, but often don’t get around to doing it. In fact, up to half of small business owners who plan to retire in the next five years say they have not yet named a successor, according to the Service Corps of Retired Executives […]

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