C.W. O’Conner Wealth Advisors, Inc.’s November 2019 Market Commentary

Personal spending continued to rise in November heading into the holiday season. This year has seen eight straight monthly increases in personal spending. Also, domestic equities posted positive returns thanks to strong economic data and optimism regarding a “phase one” U.S.-China trade deal. Our November Market Commentary includes global highlights from the United Kingdom and…
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Should You Include Gold in Your Portfolio?

With gold prices up nearly 20% in the past year, the precious metal is making headlines and creating intrigue among investors. Keeping gold’s past performances in mind, it’s fair to ask — is gold a savor or a fraud?


Donor-Advised Fund v. Private Foundation: Which Giving Vehicle Is Right for You?

Two popular charitable giving vehicles today are donor-advised funds and private foundations. These vehicles provide tax savings, allowing you to maximize your philanthropic support. Have you considered starting a private foundation or donor-advised fund?

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Filing Form 5500-EZ for Your Self-Employed 401(k) Plan

By Kevin O’Conner, Financial Advisor When you first created a Self-Employed 401(k) plan for you and/or your spouse, you weren’t required to file paperwork with the IRS. That’s because the IRS only requires an annual tax filing when plan assets equal $250,000 or more. Once your plan’s assets hit the $250,000 threshold, or if the…
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C.W. O’Conner Wealth Advisors, Inc.’s October 2019 Market Commentary

U.S. equities gained on strong employment and corporate earnings in October, suggesting that the U.S. economy is holding steady amid continued concerns of global slowdown and falling manufacturing activity. International equities advanced last month as a dovish European Central Bank and Brexit extension quelled investor anxiety. Emerging markets also gained as investors sought risk assets.…
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How Do Self-Employed 401(k) Contributions Affect Take-Home Pay?

When discussing Self-Employed 401(k) plans with our clients, we often are asked how the contributions to this type of retirement savings plan will affect take-home pay. Read on for the answer to this question, as well as other commonly asked questions related to retirement plans.

Quarterly Considerations: A Look at U.S. and Global Markets in Q3

In the third quarter of 2019, fixed-income markets posted strong returns, led by international developed currency-hedged debt and longer-maturity U.S credit, which benefited from central banks loosening monetary policy and a broad appreciation in the U.S. dollar. Investment grade credit and longer-dated bonds outperformed as central banks adopted more accommodative policies. The Federal Open Markets…
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C.W. O’Conner Wealth Advisors, Inc.’s September 2019 Market Commentary

In September, U.S. equities gained on strong employment and retail sales data, suggesting that the U.S. economy is holding steady amid concerns of global slowdown and faltering manufacturing activity. Domestic equities posted positive returns following positive economic data, but they were stunted by the persistent U.S.-China trade tensions and political discord fueling volatility. Our September…
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Kevin O’Conner Becomes a Certified Investment Management Analyst®

C.W. O’Conner financial advisor Kevin O’Conner recently received certification as a Certified Investment Management Analyst® (CIMA®). The CIMA® certification is the peak international, technical portfolio construction program for investment consultants, analysts, financial advisors and wealth management professionals. CIMA certification stands out among other financial certifications for its effective emphasis on the combination of theory and…
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College is Expensive. Create a Plan that Maximizes Your Savings.

By Kevin O’Conner, Financial Advisor It’s back to school time, which may cause some parents to begin thinking ahead to college, even if their children are still in elementary school. There’s a strong case for graduating from college. People with bachelor’s degrees on average earn nearly 80% higher pay than individuals with only a high…
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