Market Review July 2023
Market Review – July 2023

Markets Heat Up in July Favorable economic data fuels risk assets as markets post solid gains during July 2023. Key Observations Markets posted favorable returns in July as investors found renewed optimism in economic data being reported, even in the face of year-over-year earnings declines. The Federal Reserve raised rates in July, now targeting 5.25-5.5% […]

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Family Business Exit Planning: A Step-By-Step Walkthrough

Family businesses are a source of pride and a testament to hard work. Yet, even the most successful businesses are destined to face a transition. The question is, how do you ensure a smooth transition that both honors the legacy you’ve built and secures your family’s future?  This guide is here to help. Below, you […]

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Mid Year Market Outlook 2023, represented by market graph
2023 Mid-Year Capital Markets Update

Recessionary Resilience – Defying Expectations Key Observations In our 2023 Outlook, Goodbye TINA, we outlined three broad themes that were likely to influence markets in 2023 – continued volatility, moderating inflation and a bear market bottom. The first half of 2023 has largely validated those views and we do not anticipate material changes ahead of […]

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young business people sitting at a conference table; representing small business using SIMPLE IRA
Savings Incentive Match Plan for Employees (SIMPLE IRA) – 2024

Lots of small business owners want to help their employees save for a financially secure retirement by offering them a retirement plan. However, the cost and complexity of most plans, including the popular 401(k) plan, dissuade many from doing so. This is one reason why more than 40% of full-time employees in the United States […]

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Picture of a black SEP-IRA booklet on a desktop
Simple Employee Pension (SEP) IRA – 2024

If you’re a small business owner or self-employed individual looking for a way to prepare for retirement, it’s worth exploring the Simplified Employee Pension-Individual Retirement Account (SEP-IRA).   What is a SEP-IRA? With its easy setup, high contribution limits, and tax advantages, SEP-IRAs offer an attractive retirement planning option for self-employed individuals who want to help […]

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Bunching Charitable Donations: A Tax-Efficient Way to Give

In the realm of savvy financial tactics, “bunching” charitable donations stands out as a particularly smart move. This strategy offers an opportunity to donate multiple years’ worth of charitable gifts in a single year, amplify your impact on the causes you care about, and save big substantially on your next tax bill. Below, you’ll learn […]

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Estate Planning Gifting Strategies

Estate planning is an essential process in safeguarding your financial legacy. Gifting strategies are a crucial component of estate planning, as they offer many benefits for you, and your beneficiaries. In this post, you’ll explore the various estate planning gifting strategies that can help maximize the impact you’re able to have on the people and […]

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Donor-Advised Funds pros and cons from Wealth Advisor
Donor-Advised Funds Pros and Cons

Explore the pros and cons of donor-advised funds for effective charitable giving strategies. Consult with C.W. O’Conner Wealth Advisors to make informed decisions. Read now!

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Multigenerational family smiling, portrait, representing a family limited partnership
Family Limited Partnerships Pros and Cons

A family limited partnership (FLP) can be a great estate planning tool for families looking to transfer wealth, minimize their estate tax liability, and ensure asset protection. However, like with other estate planning tools, FLPs have their advantages and disadvantages, and it’s important that you understand them before deciding whether or not one is right […]

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Happy African American couple. Man shaking hand of unseen man in a business setting. Representing setting up a Qualified Charitable Distribution (QCD)
Qualified Charitable Distribution: Donate to Charity and Avoid RMD Taxes with a QCD

Qualified charitable distributions (QCDs) are a popular way for individuals with an individual retirement account (IRA) to support charitable organizations while also limiting their overall tax liability. However, like any financial giving tool, QCDs come with their own set of pros and cons and their viability depends on your unique circumstances.  In this article, you’ll […]

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